Disclaimer

Not Financial Advice

Tallyloot and its operators are not financial advisors, financial planners, or licensed investment professionals. The information, tools, projections, and calculations provided by Tallyloot are for educational and informational purposes only and should not be construed as financial, investment, tax, or legal advice.

Seek Professional Guidance

Before making any financial decisions, including but not limited to investment choices, retirement planning strategies, tax planning, or account contributions, you should consult with a qualified financial professional who can assess your individual circumstances, goals, and risk tolerance.

Every individual's financial situation is unique. What may be appropriate for one person may not be suitable for another. A licensed financial advisor can provide personalized advice tailored to your specific needs.

No Guarantees

Tallyloot provides projections and estimates based on the information you provide and various assumptions about future market performance, inflation rates, government benefit programs, and tax rules. These projections are estimates only and are not guaranteed.

Actual results may vary significantly from projections due to:

• Changes in market conditions and investment returns
• Changes to government programs (CPP, OAS, GIS, etc.)
• Changes to tax laws and regulations
• Changes in your personal circumstances
• Inflation and economic conditions
• Other unforeseen factors

Accuracy of Information

While we strive to provide accurate and up-to-date information, Tallyloot makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the information, calculations, or projections provided.

Tax rules, government benefit amounts, contribution limits, and other financial regulations change regularly. It is your responsibility to verify current rules and limits with official sources such as the Canada Revenue Agency (CRA) and Service Canada.

Limitation of Liability

In no event shall Tallyloot or its operators be liable for any loss or damage, including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from the use of Tallyloot or reliance on information provided by Tallyloot.

Your Responsibility

By using Tallyloot, you acknowledge and agree that:

• You are responsible for your own financial decisions
• You will seek professional advice before making significant financial decisions
• You understand that projections are estimates and not guarantees
• You will verify important information with official sources
• You use Tallyloot at your own risk

Canadian Focus

Tallyloot is designed specifically for Canadian residents and Canadian retirement accounts, tax rules, and government benefit programs. The information and tools provided may not be applicable to residents of other countries.

Questions

If you have any questions about this disclaimer, please contact us through the application.